Tag Archives: android pay

Android Pay coming to TSB in late 2016

Android Pay coming to TSB in late 2016.

Q4 launch for Android Pay confirmed by TSB on Twitter. Despite the UK-wide rollout of Android Pay in May, some major British high street banks still aren’t signed up to the mobile payments service. Among those is TSB, and while the bank has made clear its intentions to support Android Pay at some point in the future, there’ve been no further details offered until now. Today TSB has confirmed on Twitter that it’ll be offering Android Pay to customers from the fourth quarter of 2016.

Let’s hope the other UK banks like Natwest pull their finger out too and confirm support for Android Pay.

More at Android Central

At Long Last – Android Pay is coming to the UK – details

The Telegraph has reported that Android Pay, Google’s equivalent payment system to Apple Pay, has got the green light and is going live in the UK later this month.

Android Pay will start to accelerate mobile payments from smartphones and remove Apple’s exclusivity with its Apple Pay. Samsung has also stated that its own mobile payments version is to launch in the UK sometime in 2016.

The whole idea of a mobile payment system is simplicity but it looks like everyone will want a slice of the action, so expect more companies to start to want to offer their own take on mobile payments.

Now if you have an android phone, you will need Android 4.3 as a minimum and NFC. Sadly NFC is excluded from many Chinese phones (not all) so it is worth checking if you have the minimum requirements. If you think you won’t be interested in using your phone to pay for goods, you will find this true at first. But 6 months later after using Apple Pay as often as possible, there is no way I would buy a phone that couldn’t support a mobile payment system.

Apple Pay, Android Pay, Samsung Pay and ABC Pay – Are mobile payments going to get messy? – Editorial

Apple Pay made the first big splash into mobile payment acceptance as a mainstream option. Apple Pay offers a quick and easy way to use your compatible iPhone to make a purchase. When everything works, it is as simple as ABC. And it generally works every time.

It fails to work when the cashier hasn’t pressed a button on the till or the amount due is over £30. Lifting the limit for mobile payments over £30 really needs to happen immediately as its the biggest stumbling block for faster adoption. I don’t know the answer, but if you knew you were going to buy £50 in groceries, is it not possible to split the food into 2 transactions of £25 each, thereby getting around the £30 limit? If this is possible, why bother having the £30 limit in the first place.

The UK does not have Android or Samsung Pay yet. It is due to arrive this year and I am predicting for Samsung it will link up with the launch of the new Samsung Galaxy S7. Samsung Pay is available in the USA, and in my opinion offers a better solution as the compatible Samsung phones can use both contactless and magnetic terminals, thereby being further accepted at more places instantly. Android Pay is also not available yet in the UK, but it is in the USA, and works similar to the concept used by Apple.

The world needs android pay to take off as most phones work with this operating system. This will push forward conversion across the industry regardless of platform.

So all seems rosy in the world of mobile payments? Not really. LG have thrown their hat in the ring saying they are going to launch their own payments system. Walmart too. Plus there are other large companies looking to provide mobile payment solutions. This is going to get messy as companies fight it out for market share and dominance. What we need is simplification. If its an iPhone you use only Apple Pay. If its an android phone then it should be just android pay and so on.

The problem at the moment is contactless payments like Apple Pay need transactions to include loyalty cards and vouchers. This is where it gets messy. Why should retailers share sensitive data with Apple or Google or Samsung? So what happens, retailers launch their own system so you could end up trying to remember which app you need in which store!

Another complication is that sometimes using for example Apple Pay is not the best solution. Take Wagamamas. MasterCard have an app that Wagamamas use that allows you to order food and drinks from your app. You can order more food during the meal too. And when finished eating, use the app to pay. It gets even better. Lets say you’re a party of 10. All 10 use the MasterCard app to pay for just the items ordered. The process of splitting the food/bill is a breeze. Of course the other benefit is the speed. No more waiting to order your food and drinks. And no more waiting for the bill to arrive. The benefit to the restaurant is a faster turnaround. The MasterCard app can be used by other places too. With its location settings on, it can alert you to a place nearby that accepts the app. There are other options too.

So at the moment, the options for mobile payments is just taking off and is looking like it is going to get messy before its gets refined!

What have been your experiences so far with contactless payments? Have you used another system or app that you would recommend?