This tweet was doing the rounds on twitter yesterday.
What’s special about this tweet is the person is in possession of a point of sale card reader, that means with this POS reader, it could authorise payments of £30 from your contactless card without you knowing. The reader could process payment of a bank card even if it was in a wallet or purse.
Apple Pay is so much safer as you need to authenticate the payment with your fingerprint, secondly nobody gets to see or read your actual credit card data, each transactions creates a random card number to protect your actual card number and lastly the data is secured into the secure element/chip inside your iPhone.
Contactless cards are quick and easy but as you can see above, if you’re unlucky you could get scammed quite easily.
Apple Pay is a securer option.